Thinking of Buying a Home in San Diego? Here’s What You Need to Know
Here's what you should keep in mind when shopping for a property are: its price, size and layout, number of bedrooms/bathrooms, location, and any additional amenities that come with the house. Your credit score is important because it determines what kind of financing you are eligible for. A high score will benefit you in the form of a lower down payment and lower rates on your mortgage. That being said, buyers with less than stellar shouldn’t despair – there are still many avenues to home ownership open to them. FHA financing, for example, allows homeowners to structure their mortgage payments so they don’t exceed 31% of their monthly incomes.
A useful piece of advice to first time buyers is to buy a home that fits into their budget without straining their finances. It may sound obvious, but a surprising number of buyers fail to heed it. You need to be able to make regular mortgage payments without stretching your budget every month. If you enter into a mortgage where every payment is a Herculean task, then you will almost certainly face problems in the future.
How to Find the San Diego Home of Your Dreams
It’s easier than ever to find that home you’ve always wanted. TheHomeMap.com is fully integrated with San Diego’s multiple listing service database, or MLS for short. The MLS has every single home up for sale in San Diego and is constantly updated as old properties are bought and new properties hit the market. To get started with MLS just click on the “Search San Diego Homes” button to the right of this article.
To make things even easier, you can also ‘search by map’. Simply zoom into your desired neighborhood on the map and every single property for sale along with their prices should pop up on the areas they are located in. Just click on the little house icon for additional information and links for more details.
Lastly, each house on the MLS database for San Diego has their own unique MLS number. If you know the number from another website, a Realtor or Google search, you can directly plug it in to the text box on the right and hit enter for instant results!
Once you’ve made a selection or narrowed down your list of homes, call or email me! I can help arrange showings, help you with financing options, or even put in an offer on the property to the selling agent. As your buyer’s agent I will hold your hand through the entire transaction and put your best interest forward to all the other parties involved.
The home of your dreams is closer than you think! Give me call or click the “Contact Us” button on the right and drop me a message!